The Day I Died

Okay okay.

So maybe the title is a little bit (a lot) of an exaggeration.

Financial Peace University Update:

This week I cut up my credit cards. 

GASP. SCREAM. CRY.

#DaveRamseyMadeMeDoIt

It took me a while to actually take the evil scissors and cut them into little tiny pieces.

{deep breaths michelle}

I did the major one Monday (easy because that one is maxed out) and two yesterday (the hardest).

It was a tough battle...with myself and the scissors.

{"Well I might need this or that. I'll keep it just in case. I am moving out, I might need apt decor. Etc...etc....etc."}

Odd how one can be so attached to plastic.

I felt like I lost my security blanket.

I know I will be happy for this moment looking back. 

But it's tough. I am a shopaholic. I love fashion.

This is probably going to be the hardest thing for me to do. NOT SHOP.

And not going out to eat or buying my favorite $4.02 Starbucks drink.

Not treating myself to a new pair of shoes because I deserve it or because I am sad and boys suck.

I have cancelled my gym membership. I have learned to be okay with not getting pedicures/manicures.

I CAN DO THIS! ONE STEP CLOSER TO BEING CC DEBT FREE!

"Live like no one else so later you can LIVE LIKE NO ONE ELSE." -Dave Ramsey

{thanks for all the support. love y'all}

Time for a change

Source: homegrownhospitality.typepad.com via cindy on Pinterest

I apologize for my absence of late. 

I have been hiding. There is some real 'stuff' going on in my life right now.

The biggest being a problem I have with money. I am consumed by debt. Which sucks when it comes to my cupcake business, which I have had a lack of money and motivation lately. No bueno. I decided it needs to end here, while I am still young. Also because I have to move out by the end of the year. There is no way I am going to make it living paycheck to paycheck once I find a place for Jax and I. I signed up for Dave Ramsey's Financial Peace University. I hear so many great things about it.

Have you been through this class? 


I would love to hear your thoughts and any encouragement is appreciated.

If you have money issues too, I really suggest you going through this as well. 
Especially now while you are young.

Thanks to Pinterest, for giving me motivation and my sweet friend Pippa, for being there to listen.

Source: homegrownhospitality.typepad.com via Alison on Pinterest

Source: homegrownhospitality.typepad.com via Lacie on Pinterest